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welcome to Excel magic trick number 515 hey if you want to download this workbook and follow along click on my youtube channel then click on my college website link and you can download the workbook XM magic 514 to 515 hey just two videos ago I did an amortization table I know there were a few questions about how to do something slightly different hereamp;#39;s what we want to do in this one we want to put extra payments in this column and have the loan pay off early we also want to see two other things weamp;#39;re going to look at custom number formatting to clean up the appearance and weamp;#39;re going to see how to try and alter formulas mess up get totally frustrated and then figure out from that how to fix the formula so part of this video is going to be about troubleshooting formula creation letamp;#39;s go over here in this video and Iamp;#39;ve done a bunch of other amortization videos with lots of tricks Iamp;#39;m not going to have a variable number here Iamp;#39;m j