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[MUSIC PLAYING] ROY BRYANT: So Im going to talk about Scotiabank, or how we think about the bar for PII in cloud and how that relates to on-prem. Ill talk about some basic protections that everyone does for applications in cloud and our principles for PII, because our position is that you do the things to lock down your application, but thats not sufficient for PII at scale for analytics. Talk a bit about the principles that were applying, and let you know what were doing. So Scotiabank has been around for almost 200 years. And so we have about 100,000 employees, about 10,000 in IT. And were the third biggest bank in Canada, and its Canadas most international bank, so were in the top three in a bunch of Latin American countries and the Caribbean. So we have a pretty heterogeneous environment. We had at one point 69 data centers because we had acquired 30 banks, each with two, and sort of going through consolidating that, and were moving a lot of stuff to cloud. So the latest