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you got the keys youre ready to go wait do you have insurance what is insurance today were going to go over the best insurance tips and overall coverages that you need to know this is the 101 the bible of insurance hey guys this is mark flockhart with think insurance uh if youre new to this channel welcome dont forget to subscribe if you get value out of this also you may have heard this line before if you go back about four or five years i actually made a video called an insurance 101 and that actually still holds true so if you get time go back and watch it but its about 22 minutes long and i thought id make a faster version because over the past decade ive learned some new ways to explain insurance that makes it a lot more simple now keep in mind the disclosure is the same so i dont know exactly what state youre in whether youre in new york versus michigan versus florida and we may talk about those throughout this video but theres unique things about each state but this i