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[MUSIC PLAYING] Im Laura Stack, an attorney with the Federal Trade Commission. When you apply for a job, you know that the employer is going to look at your application and resume. Now heres something you might not know. The employer may want to know more about your background. If they do, they may by a background report about you. This report can include your credit history, your criminal record, your employment history, and your driving record. When an employer buys your background report, they have rules that they need to follow. At the same time when you apply for a job, you have certain rights. [MUSIC PLAYING] An employer needs your permission to see your background report. Usually, you have to give your permission in writing. They may ask you to sign a form just for that. Sometimes the request for permission might be buried somewhere in the job application. Pay attention to the papers you are signing. You have the right to say the employer cant check your background report. Bu
