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NYU mandates that all students in degree-granting programs maintain health insurance to mitigate financial risks associated with high healthcare costs in the U.S. Most students are automatically enrolled in one of NYU's sponsored health insurance plans and charged a premium. To manage enrollment, students can visit nyu.edu/health/insurance during the enroll/waive period to confirm, upgrade, downgrade, or opt out with alternate coverage. Students must have their current insurance card ready to waive coverage. Any changes to health insurance will update on the NYU bill within 3-5 days, and refunds for overpayments will be processed automatically.