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The Sukanya Samruddhi Yojana, introduced by Prime Minister Modi in 2015, aims to promote financial planning for the higher education and marriage of girl children. It addresses the common issue of parents lacking financial preparation, which can lead to challenges when funds are needed, possibly forcing girls to abandon education or fall into debt traps with money lenders. The initiative encourages parents with girl children to open an SSY account to secure funds for these significant life events. The program serves as a vital tool for ensuring financial stability and support for girls' futures.