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In this video tutorial, the presenter explains the concept of a "demand feature" in mortgage loans. The demand feature allows the lender to demand full repayment of the loan at any time, which can pose risks for borrowers. The host acknowledges the complexity of the topic and appreciates the question, indicating further research was needed. They stress its importance for anyone considering a loan on property. The presenter plans to share insights from the Consumer Financial Protection Bureau (CFPB) for authoritative information. Viewers are encouraged to ask questions in the comments for more personalized tutorials.