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hi Steve Schlegel here Im going to state planning attorney in Colorado and Id like to share a story with you so that you dont run into the problems that these people did what happened was a mom who was getting a little bit older was having trouble taking care of paying her bills on time and managing her financial affairs and chanst her son to help out and what she wanted her son to do was to be added to moms checking account so that he could easily write the checks to pay the bills and this is something thats been done for many many years in many many places unfortunately its not the best strategy and heres why the son was involved in a car accident and the claim against him exceeded the amount of insurance that he had the other side obtained a judgment against the son and was able to force him to pay the balance that the insurance company didnt cover unfortunately the son didnt have a docHub amount of money to do that but the sons creditors were able to access BOMs che