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A photography payment plan is an agreement between a professional photographer and a client for using the photographer's images or services. While some photographers prefer full upfront payments, offering payment plans can make expensive services more accessible for clients. Payment plans can generate interest, benefiting both the client and the photographer. A solid payment plan contract should include the following: names of the parties, description of services, total balance due, repayment plan details (down payment, interest rate, start date, repayment period), payment instructions, late payment terms, signatures, and other relevant conditions. For legal documents, visit eForms.