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Roxanne Webster, a partner at Keller Williams, introduces a discussion on forbearance plans in response to client inquiries. She reviews a specific forbearance plan from Freedom Mortgage, available via links in the video and email. Webster expresses concern about the plan's lack of clarity regarding repayment after the forbearance period. The document indicates that payments are temporarily suspended but requires clients to collaborate with the lender at the end to find a solution. She highlights that it does not specify whether clients must repay the full amount at once or if payments can be spread out, which she finds troubling.