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Attorney Jim Desmond, who specializes in car wreck and motorcycle accident cases in Kentucky and Indiana, discusses the process of creating a demand letter. Once the client has finished medical treatment, Desmond explains that the next step involves compiling medical records and bills to submit to the insurance company. The demand letter serves as a concise narrative report, typically around two pages long, summarizing the facts of the case. Desmond emphasizes that while some attorneys may write longer letters, the accompanying documents, such as medical records and bills, are crucial to the claim's success.