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yeah you know what time it is disclaimer I am not an attorney nor do I offer or give legal advice so please understand that all information that we talk about in any of my webinars are strictly information and educational purposes and the most of it is just personal experiences with things anyway so please understand this is not legal advice and may you be blessed on your journey to find your power within these laws peace and blessing all right what we have here now is the Federal Trade Commission staff guidelines on trade regulations rules concerning preservation of consumers claims and defenses holder and due course rule this is the Bureau consumer protection Washington DC all right lets check this out table of contents the preface uh text of the rule the purpose of the rule the mechanism of the rule credit contracts which must contain the notice uh so that affected affected transactions financing a sale purchase money loans General consideration specific purpose relation between c