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hey how you doing Chris Denman partner and attorney at diamond Pearlman lets talk about understanding your bodily injury motor vehicle insurance claim and as you probably know by now theres a bunch of different claims that we open up at the beginning of your auto wreck case now theres theres usually multiple ones we have property claims and then theres uninsured motorist claims but were gonna talk about in this video and talk about bodily injury which is one of the most important claims that we open up so um you know the deal youre youre in a wreck its not your fault its somebody elses fault its somebody elses fault because they drove in a way that they violated certain safety rules of the road and as a result of this other persons bad driving youre injured and thats where bodily injury insurance comes into play bodily injury insurance its a third party insurance what that means is its not yours its not your insurance were not talking about your bodily injury insur