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In this tutorial focused on personal finance, we're working with an Excel worksheet to practice calculating insurance payments for medical claims. If you lack access to the worksheet, you can still follow along by creating a new sheet. The tutorial features three tabs: an example tab serving as an answer key, a practice tab with pre-formatted cells for easier calculation, and a blank tab containing only the relevant information. The goal is to determine how much will be paid by the individual and how much by the insurance company, while also practicing Excel's formatting and formula functions.