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guys in this video I want to introduce you to the page m and how you can use it to handle payments one-time payments and subscription payments in your rails applications now pay is a wrapper around the stripe and Braintree gems and weamp;#39;ll probably add support for other payment providers in the future but it basically tries to make those apiamp;#39;s and the payment gateways operate as similarly as possible so an example of that is that pay makes it so that you can create a subscription and swap plans from monthly to yearly plans but Braintree doesnamp;#39;t actually support that you actually have to cancel a monthly subscription create a new subscription for a yearly plan and then prorate it yourself by calculating that and applying it as a discount so pay will take care of that sort of thing for you and weamp;#39;re trying to make it just really easy to set up basic subscriptions and one-time payments for you and your rails apps so if you ever need to dive into the a