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people are more Comfort comfortable in person again and and so um yeah weamp;#39;re pretty much back to where we were okay yeah all right so letamp;#39;s go through letamp;#39;s kind of do this list because I think one of the bigger things or one of the biggest things is knowing what you actually have in your insurance policy so letamp;#39;s go through this list of endorsements kind of I kind of like whatever you think or these are the most like when you read through all of the fine writing um in your policy what are kind of the most important ones that people maybe typically miss or just ones that are just important that they have sure yeah um I mean yeah the big one obviously weamp;#39;re talking about homeowners is is the the amount you have for your house I mean thatamp;#39;s we talked about that already so thereamp;#39;s a couple other things that that theyamp;#39;re kind of throwing coverages um typically theyamp;#39;re just percentages of whatever the dwelling amount is