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Michael Wasslick, a lawyer at Ricardo and Wassup in Florida, discusses debt validation letters, their usage, and how they protect consumers' rights. He explains what a debt validation letter is, how it can be used effectively, and the necessary components it should include. Wasslick emphasizes the importance of sending these letters and provides guidance on the appropriate timing for doing so. He encourages viewers to subscribe to the channel for more information on debt collection and credit scores and invites them to share the video with others who may benefit from it. Additionally, he welcomes questions that may not be addressed in the video.