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In this video, Tracy Bookman, owner of Homestead Roofing, addresses a common concern regarding roof repairs and insurance claims. If a roofer's estimate exceeds the insurance claim amount, they may request a contract for the higher figure. Many might think this is risky due to potential out-of-pocket expenses if the insurance company doesn't cover the full estimate. However, the video aims to clarify why signing such a contract can actually be beneficial for homeowners. Tracy will discuss the intricacies of this situation, helping viewers navigate the complexities of roof repairs, replacements, and insurance processes effectively.