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[Music] welcome to this edition of diligence inside americas boardrooms im tk kerstetter and ill be your host for todays show today were going to be talking about audit committees and handle audit committee creep and well find out exactly what that means here in a second but please welcome my guests margaret whalen whos a board member with porch.com and also prop tech investment corp welcome margaret thank you t.k good to see you again today yes good to see you so you know i thought youd be a great guest for this because the various boards that youve served on you always seem to end up in the on the audit committee and in fact on one of your two today you serve as the chair of the audit committee so um and its my experience that whenever a board um ends up finding a risk or whatever that it needs to oversee it always seems in many companies to migrate to the audit committee and now that we have cyber risk and we have esg risk geopolitical risk human capital risk i mean it st