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all right so the FED rethinking a loophole that many say actually mask losses uh svb that actually could have maybe have stayed that off now this action would undo prior loosening of regular Regional Bank reporting uh with respect to unrealized losses of course soon after the the collapse we saw the feds vice chair banking supervision Michael Barr say that fundamentally the bank failed because its management failed to appropriately address clear interest rate risk and clear liquidity risk I want to bring in Bianco research president Jim Bianco all right Jim you know on one hand it feels like you know listen the FED particularly the San Francisco fed blew it as well right and if a business uh doesnt manage this risk they should go out of business what Im concerned about is this sort of okay lets go back and layer on another level of scrutiny another level of regulations on these smaller banks at a time when theyre extremely vulnerable I feel right now it might make the issue it mig