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In this video, Lee Pearlman discusses the seven common dirty tricks insurance companies use in personal injury claims. The first trick is rapid settlement offers, which are often much lower than what victims deserve. Insurance companies aim to settle quickly, offering only a fraction of the actual damages, leaving out crucial factors such as medical treatment costs, lost wages, and pain and suffering. Studies indicate that individuals represented by attorneys often secure significantly higher settlements—potentially four times more—compared to those who settle directly with insurance companies right away. Pearlman emphasizes the importance of being aware of these tactics to avoid unfair settlements.