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are you just sick and tired of your credit being negatively impacted because you co-sign for someone to go buy a vehicle and that persons now not paying the monthly obligation each month well today Ill give you four ways in which you can try to help solve the problem well the first way would be is to talk that individual into selling the car and the debt just gets paid off or you come up with the money which is not gonna be very fine and just to pay the debt off or number two to have that individual refinance the car loan that way a new loan is created and youre no longer liable for the debt the Third Way would be to docHub out to the car lender to see if theyll release you from the note then why would they do that and the fourth way would be is to look at find the bankruptcy case to discharge your obligation to repay the debt