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is bankruptcy changed if youre on disability hi Im attorney Laroy Roberson back to talk about this topic for you and the answer is it kind of depends if youre on disability and youre not receiving any income while youre on disability it can affect your chapter 13 bankruptcy its probably not going to do anything to your chapter 7 bankruptcy because in your chapter 7 bankruptcy youre usually trying to qualify under the means test and if youre not earning any income its gonna be much easier to qualify under that means test now if youre only on temporary disability and youre gonna restart receiving your normal income that could affect the means test then thats where it would become an issue under a chapter 7 now in a chapter 13 if youre on disability and youre not receiving income it could affect your chapter 13 because theyre gonna look at if youre able to have enough income coming in to make your plan payment and any secured payments like your mortgage and your car paymen