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Id like to send ten thousand dollars to my grandma please great do you want a wire transfer or an ACH transfer uh do you want to transfer it as fast as possible or do you care about the costs Id like it transferred as quickly as possible we can do a wire transfer its going to cost you forty dollars but we can process the money today and in most cases she can have the money within 24 hours thats steep what about an ACH transfer since those are sent in batches ACH transfers are usually free but they can take up to three to five business days ah okay lets go with that shes been alive for 90 years whats another few days youre a joke sir but okay ACH it is
