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[Applause] im three on your sides gary harper you know countless americans depend on their insurance company to cover their prescription drugs but consumer reports wants to know what happens when your insurance company wont cover it anymore candida vasquez needed to refill her blood pressure medicine but when she went to pick up her prescription she learned that her pharmacy had been dropped from her insurance network i told the pharmacy when i called them that my blood pressure was high both because i didnt have my medication and for their audacity to put me through such back and forth most health plans including medicare part d which is the prescription drug portion encourage members to use a specific network of pharmacies now if you dont you might have to pay more in some cases a lot more another increasingly common problem your medicine is no longer covered by your insurance list of drugs that ensures cover is are actually decided by middleman companies called pharmacy benefit