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one thing I want to point out today is that when were dealing with mortgage companies and were trying to point out arrows that theyve committed in either of the loan modification process or during a bankruptcy proceeding and were just trying to get information or were trying to put them on notice and asking them to fix the era that theres a specific address that the mortgage company designates to receive those type requests for information or notice of error and if we send the error notice or the requester information to just some random payment address the mortgage company is not required to respond to us