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Lee Pearlman discusses the seven common dirty tricks that insurance companies use in personal injury claims. The first trick involves insurers offering quick settlements, typically much lower than what is warranted. Studies indicate that individuals who settle early often receive only about 25% of the compensation compared to those represented by an attorney, who can secure proper amounts for medical treatments, lost wages, and pain and suffering. Pearlman emphasizes the importance of being aware of these tactics to avoid being shortchanged in claims.