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Remove Surname Field to the Business Credit Application

Remove Surname Field to the Business Credit Application and eSign it in minutes

Aug 6th, 2022

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How to Remove Surname Field to the Business Credit Application

4.6 out of 5

11 votes

want to know what im holding in my hand this is an official email from altus receivable management stating to me and my client that they will be removing the two duplicated collections off of my clients business report within 10 to 15 days want to find out how i did it lets go [Music] okay so um we hear about disputing personal credit all the time but i rarely see any videos or any company talking about disputing negative or errors off of business credit reports and thats what we specialize in here okay so lets get into it so i have a client who comes in hes distraught his machine broke down hes trying to buy another expensive machine but bam he has three collections that he knows nothing about on his business credit report and he gets denied for a major loan so guess what he comes here okay so he gets here we do what we need to do we get all the paperwork ready and i start disputing let me tell you how i did it okay so i emailed this company altus receivables management decembe

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

Does Reg B require government monitoring?

As noted, Regulation B requires collection of GMI only for a home-purchase or a refinance application involving an applicants principal residence.

How do I change my last name on credit cards?

Customers must complete a legal name change form, which they can submit by mail or fax, confirms the issuer. This form must include a copy of one of the following: a marriage certificate, passport, Social Security card or state drivers license.

Does the name on a credit card matter?

Answer. No, middle initials or middle names are not required and having (or not having) that information will not cause the credit card to be rejected. Most banks do not require that the name on the card to match the purchasers name provided by the cardholder.

When an applicant refuses to provide government monitoring information?

The creditor must note the monitoring information on the basis of visual observation or surname, if the applicant chooses not to provide the information. ii. If an applicant applies through an electronic medium without video capability, the creditor treats the application as if it were received by mail.

Does changing your last name affect your credit?

A name change wont affect your credit history. Dont be concerned; your credit history is tied to your Social Security number, which hasnt changed. In other words, if you have an excellent credit score, changing your name shouldnt affect it unless youve done things like make a late payment.

What are the Regulation B requirements that pertain to requests for demographic information on a credit application?

Regulation B protects consumers and prohibits lenders from discriminating based on age, gender, ethnicity, nationality, or marital status. Reg B mandates that lenders provide explanations to rejected applicants within 30 days of receiving their completed applications.

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