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In this video tutorial, Lee Pearlman discusses the seven common dirty tricks used by insurance companies in personal injury claims. The first tactic is a quick settlement offer, typically much lower than the claim's true value, often amounting to just pennies on the dollar. Studies indicate that settlements can be as much as 400% less for individuals without legal representation compared to those with an attorney. These early offers usually overlook essential factors such as medical expenses, lost wages, pain, and suffering. The video aims to raise awareness of these tactics to help claimants navigate their insurance negotiations more effectively.