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In this video, the speaker discusses the concept of renting to own, highlighting potential pitfalls. They express caution, stating they personally would not enter into such an agreement. The arrangement is often presented as a way to improve credit and contribute to a down payment through rent payments. However, the speaker warns that it can lead to complications, emphasizing the risk of encountering scams from illegitimate sellers. Even when dealing with legitimate companies, challenges can arise, particularly regarding the conditions for counting payments as down payments. Viewers are urged to approach rent-to-own agreements with careful consideration.
