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[Music] hi this is paul sunden with imperium today were going to answer a basic question that we get a lot what is a db plan were going to answer that question were going to also tell you a little bit about the plans and how they work but before i jump in make sure you hit the like button subscribe to the channel and also if youve got any questions feel free to leave them in the comment section below or go use our contact form on our website to docHub out to us be glad to help you out and answer any questions you might have lets answer that question what is a db plan so db stands for define benefit a lot of times youll hear people say i need a db plan or a dc plan dc stands for defined contribution okay defined benefit plans and defined contribution plans are two broad categories of plans most people are familiar with 401ks and seps those are types of defined contribution plans where theres a limit thats established up front assuming you meet those those requirements you can con