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[Music] [Applause] [Music] [Applause] [Music] [Applause] [Music] hi my name is Louis OBrien over the past 25 years Ive helped clients friends and family buy and sell thousands of homes in these five-minute guides Im going to cover a series of topics that I think all homebuyers should be aware of however unfortunately too many homebuyers dont know that they need to know these things or dont know who to ask so lets get on with it in simple terms nomination is the process whereby the rights of a purchaser under a contract are transferred to another party who then settles the contract so that the title ends up in the nominees name this might happen for a number of reasons for example your spouse or partner may not be able to attend an option or you may decide that you want to transfer the title into a trust or company structure before settlement were fortunate in Victoria that the process is relatively simple you might even say childs play however there are a number of things to be