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how do you calculate the amount for a personal injury claim from a car accident the sum of the total cost of your medical treatment for an injury suffered due to a car accident and the total repair cost of your car is typically the amount of your personal injury settlement important details like the initial value of the automobile its condition at the time of the accident the depreciated amount and the mileage should be considered while assessing the value of your car damage you need to calculate the cost of the specific parts that need replacing when determining the cost of car repair it is harder to determine the monetary value of your injury than the monetary value of car damage there is no market price of your body part every injury is different so you cannot determine the medical expenses of your injury by looking at medical expenses for injuries as suffered previously by another person you need to wait till the end of the treatment of your injury to know the total medical expense