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and welcome back and thank you so much for joining me in todays video uh our healthy Market this year has been absolutely all over the place which is making it very challenging to report whats actually happening right now in the U.S healthy Market but in todays video Im actually going to focus on some early indications of home buying demand to give some clues about what lies ahead with our U.S housing market and with that said of course I have a lot to share lets go ahead and Dive Right In This is a port I want to share and to start todays video from the emba or the Mortgage Bankers Association that was just posted on the 19th of April which is today hope you guys appreciate these timely healthy Market updates anyways take a look at this so applications overall which of course includes refis plus purchases actually fell 8.8 percent compared to the previous week this report covers the week ended April 14th by the way so overall applications uh decrease 8.8 which is actually a lit