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welcome back Adam here today I'm going to be showing you how you can reduce your self-assessment payments on account now typically payments on account will occur unless your last self-assessment tax bill was less than a thousand pounds or anything more than that and you're going to incur payments on account or unless you paid more than 80 of the previous year's tax owed so examples of this will be where your main income is from employment if all of the taxes being collected at Source by your employer then there's going to be no need for payments on account but if you have a chunk of income where tax isn't being deducted at source then there's a likelihood that you actually need to make payments on account there as well now this won't usually be a problem once you get into the second year of your self-assessment and then moving forward but in the first year payments on account down can come as a bit of a shock as hmrc will ask the taxpayer to pay 100 of the liability for the tax year t...