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In this video tutorial, the host demonstrates how to create a personal loan agreement using DocHub PDF format, which is noted as the easiest option. The viewer is guided through filling out a fillable form where they enter the effective date of the agreement, borrower details (e.g., Johnny Appleseed at 123 Apple Way, Texas), and the lender's details (e.g., Nancy Appleseed). The loan specifics include the amount lent ($10,000) and the repayment timeframe (one year). The tutorial emphasizes the simplicity of the process by clicking on blanks to input necessary information.