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[Music] are you guys so guys if you know this for both dressed in white now youll probably figure out why were just in white hair very shortly as always please read our disclaimer the viewers are at their own risk and please consult with your attorney the reason why I say please consult with your attorney is because todays topic is about last will and testament so I will pretty much go into details about it and then well have Scotty here chime in so guys first I the first death I experienced was with my dad and he did not have a will the second person was another day he didnt have a will and then a couple of weeks ago a friend of my nephew passed away and on help with the funeral arrangements now because of all those decks that Ive gone through which isnt a lot compared to you know some people I realize the importance of having a will now before we get started I know that death is not a very comfortable topic for most people so if this is our comfortable topic for you then we co