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travel insurance can be one of the most important things when it comes to planning your vacation but hardly anybody ever talks about it so today we are going to give you our top five reasons why you need trip insurance for your next disney vacation [Music] hey guys its kayla and im mark allen and this is hempfully ever after on this channel we like to talk about all things disney especially how to do disney debt free and today were talking about the five reasons why you need trip insurance on your next disney vacation number one what is trip insurance trip insurance is going to cover anything if you have to cancel or possibly even reschedule your trip after your normal grace period for cancellation typically for a disney vacation that grace period is that 30 days right before your trip so if you are canceling within that 30 days thats when disney will usually keep your deposit and sometimes there can be some penalty fees so that is when that trip insurance is going to come in hand