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Travel insurance is essential when planning your Disney vacation, yet it's often overlooked. In this video, Kayla and Mark Allen from Hempfully Ever After discuss five reasons to consider trip insurance. First, they explain that trip insurance provides coverage if you need to cancel or reschedule your trip after the standard cancellation grace period of 30 days. Cancellations within this timeframe may result in losing your deposit and facing penalties. Trip insurance helps protect against these costs, ensuring peace of mind for your vacation plans.