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A certificate of incumbency, also known as a certificate of officers or register of directors, is a document issued by corporations that lists the names of current directors, officers, and sometimes key shareholders. It identifies individuals authorized to enter into legally binding agreements on behalf of the corporation. Issued by the corporate secretary, the certificate includes a corporate seal and the secretary's signature, and is often notarized. Banks typically request this certificate when a corporation is opening an account or engaging in significant transactions to verify the legality and positions of its directors or officers.