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Hey credit cousins, Its ya girl Designer Soapbox and Im back with another BANGER Video! So, today I got some more juicy tips and tricks for my credit cousins that are looking for ways to get negative items deleted off their credit report. Have you experience sending a debt validation letter to a creditor and/or a collection agency for the negative items on your credit report but the letter is returned? Well, If you mailed your debt validation letter to the address of the collector/creditor that is listed on your credit report and it comes back returned, that means they are reporting inaccurate data because they provided a false or outdated address to docHub them on your credit report. Heres what you can do to challenge the credit bureaus to get them to remove the negative items this credit agency is reporting. Once the item is return to your address, tou can then make a copy of the returned mail and send it to the credit bureaus as proof, and request removal. You would want to sta