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In this tutorial, the speaker explains how to write a hardship letter for loan modification. A hardship letter is a personal letter to your lender that describes the circumstances leading to your inability to keep up with mortgage payments. The tutorial offers a step-by-step approach, starting with the inclusion of personal information: your full name, home address (with number, street name, city, state, and zip code), and optional contact details (like phone number or email). The date should follow, formatted as month, date, and year, exemplified by December 2nd. The speaker focuses on ensuring that all necessary information is provided clearly in the letter.
