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when safety and liquidity are the most important factors for your money you want to keep it in an easy-to-access safe place that still earn substantial interest bonds money market and savings accounts give you historically low interest rates but you take what you can get because you want safety of principle with access to your money at takeno financial we are helping our clients earn as high as ten point five percent interest without downside risk and 100 percent liquidity through the power of modified endowment contracts or mechs so what exactly is a Mac a mech is a life insurance contract structured for maximum cash accumulation so how come you havent heard of mechs until now since the creation of Macs in 1988 they have been offered with similar terms to life insurance policies most docHubly large load fees and high surrender charges so if you wanted to take out your money you would end up forfeiting a large percentage to these fees without liquidity mechs were only used by t