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hey guys its MJ the students actually and in this video I want to look very quickly at the differences between a unit link policy and a with profit policy in both cases what you would do as an individual is you would give your hard-earned money to a life insurance company which would then invest it on your behalf now classically we do with profits and more recently theres being this unit linked the big difference is that the unit link gives more investment risk to you as the policyholder but it is a little bit more transparent and it does have a little bit more benefits if you want to surrender early in that type of stuff but what I want to do in this video is just show you the key difference what is the big big difference so lets say we have a little graph and we have time over here and we have returned over yet now with the yellow line Im going to show you how your investments will move when you buy a unit linked okay when you buy the unit link it will go up it will come down it
