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To obtain a lien release for a vehicle title, identify the name of the lender or lien holder listed on the title. Even if the loan is paid off, the DMV requires confirmation of the lien holder's identity. If you are the owner, visit the DMV to verify the information. If not, determine the lender's name through other means. The DMV only concerns itself with the name on the title, not the status of the loan. Ensure clarity on this before proceeding with any further actions.