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[Music] hello this is jack miller at gal financial i hope you're having a great day i'm making this video today and i'm going to talk about what is a blanket or a cross collateralization mortgage i'm not going to answer not going to be able to tackle it all but i'll try to tackle as much as we can gelt financial does a lot of them and very big in this and a lot of people just there seems to be a lot of misconceptions about it so here we go so the first of all it's it's pretty simple a blank some people call them blanket mortgages some people call them cross-collateralization mortgages but what it does is it just all it's doing is it's attaching two or more properties or parcels to one mortgage so if you think about it if you buy a house or picture a single building whether it be an investment property or a house you're buying there's one house and one mortgage now picture there's two houses and one mortgage or three houses and one mortgage or four houses and one mortgage so all a blan...