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all right welcome everybody can you hear me yeah um my names christina hulker im co-direct executive director of phyto alliance along with andrew im happy to be here today to moderate a panel about how the financial data exchange and fido work together to uh secure access and consumer data sharing so id like to ask my panelists to introduce themselves maybe we could start at the other end with jeremy grant sure hi everybody im jeremy grant uh im managing director with venable cyber security and privacy practice out of washington d.c and have worked as an advisor to fighter over the years liz sure hi im liz voton i used to lead the authentication organization consumer authentication organization at wells fargo and before that at bank of america and now im an independent consultant in the authentication and identity space and don maybe youd like to introduce yourself and just tell us a bit about fdx and why youre here today hi im don cardinal im the managing director of the f