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[Music] hello everyone and welcome back to the business of childcare my name is ebony Martin visionary and founder where I provide you with practical steps and resources moving you closer to opening up your own licensed early learning program before I get into the video I want to say a big thank you to everyone who has subscribed to my channel who has liked and shared whos watched me on Instagram I really really really appreciate it and I hope these videos are helping you I wanted to also say that I will be docHubing out to other social media platforms here soon and yes thank you very much also if you have any questions and your may be opening up a home child care or a child care center and you have questions for concerning life and theme please do not hesitate to send me an email at the business of child care at gmail.com and I will do my best to get back to you so lets go ahead and jump right into the video what is a contract a contract is a legal binding agreement between you and t