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september is life insurance awareness month sixteen percent of americans dont have life insurance even though they say they need the coverage more than one-third of americans say they need to have more life insurance these people may own life insurance or they may owe none out of all the insurance policies you can buy whether it be health insurance home insurance fire insurance flood insurance or life insurance life insurance is the one type of insurance that will certainly pay off if you keep it long enough but even with that certainty there are a lot of people who dont own any life insurance at all even though life insurance ownership is dropping in america today again just over one-third of americans say they intend to purchase life insurance in the next 12 months is this large number of people with good intentions of buying life insurance partially related to covid19 maybe or maybe not but heres what we do know past research shows that a fraction of people actually follow throug