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hello david here at merchant accounts.ca today im going to talk about how to set up credit card processing for a business im going to explain the most important things that you should definitely know before you choose a processor if youre starting that research process youll be well prepared by the end of this video stay tuned im about to dig in in a second so heres the most important things im going to say it right from the start there are misleading pricing models in the payments business you want to make sure that youre not on a misleading pricing model you have to be on either flat pricing or interchange plus pricing i will explain that in a little more in just a moment and the other thing is dont end up locked into an unfair contract some payment processors have locked in contract terms two or three years others have month-to-month agreements unless youre a very large and very sophisticated merchant you should be pushing for a month-to-month agreement if you dont get it