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in this lesson well review the process of verifying a patients private health insurance benefits after completing this lesson youll be able to explain why its important to verify insurance describe how to verify a patients private insurance coverage and explain the difference between primary and secondary coverage when a patient comes to your local health department clinic with a health insurance card it does not mean he is currently eligible or covered common reasons insurance may not be valid include the persons employer may have changed health plans or health insurance carriers making the old plan and card obsolete in addition some employees have month-to-month eligibility depending on how many hours they have worked an insurance policy may be terminated if the subscriber left his job if the person is uninsured due to a life change like loss of job you can also refer them to medical or covered California to seek health insurance because changes can occur at any time you want t